{"id":152,"date":"2025-08-14T17:56:45","date_gmt":"2025-08-14T17:56:45","guid":{"rendered":"https:\/\/thebenefitsfair.com\/sch\/?page_id=152"},"modified":"2025-10-31T16:02:46","modified_gmt":"2025-10-31T16:02:46","slug":"flexible-spending-accounts","status":"publish","type":"page","link":"https:\/\/thebenefitsfair.com\/sch\/flexible-spending-accounts\/","title":{"rendered":"Flexible Spending Accounts"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(255,255,255,0.9)&#8221; width=&#8221;100%&#8221; max_width=&#8221;1080px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;69px||auto||false|false&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|false&#8221; custom_css_main_element=&#8221;padding-top: 0px !important;||margin-top: 70px !important;&#8221; border_radii=&#8221;on|15px|15px|15px|15px&#8221; box_shadow_style=&#8221;preset2&#8243; locked=&#8221;off&#8221; 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_builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_2_text_color=&#8221;#9ee4dc&#8221; header_3_text_color=&#8221;#9ee4dc&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h1 style=\"text-align: left;\">Flexible Spending Accounts<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_css_main_element=&#8221;margin: auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/thebenefitsfair.com\/sch\/wp-content\/uploads\/sites\/22\/2025\/09\/FileRouter.png&#8221; title_text=&#8221;FileRouter&#8221; admin_label=&#8221;Carrier Logo&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;42%&#8221; module_alignment=&#8221;right&#8221; custom_margin=&#8221;-10px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;2560px&#8221; custom_padding=&#8221;40px|40px|50px|40px|false|true&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_video src=&#8221;https:\/\/vimeo.com\/1036151094&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;6px||||false|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;3px&#8221; border_color_all=&#8221;#003f72&#8243; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22border_color_all%22,%22border_color_all%22%93}&#8221;][\/et_pb_video][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;2560px&#8221; custom_padding=&#8221;40px|40px|50px|40px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<iframe <!-- [et_pb_line_break_holder] -->  src=&#8221;https:\/\/fast.wistia.net\/embed\/iframe\/ijy2dx60h5&#8243; <!-- [et_pb_line_break_holder] -->  allowfullscreen <!-- [et_pb_line_break_holder] -->  frameborder=&#8221;0&#8243; <!-- [et_pb_line_break_holder] -->  scrolling=&#8221;no&#8221; <!-- [et_pb_line_break_holder] -->  class=&#8221;wistia_embed&#8221; <!-- [et_pb_line_break_holder] -->  name=&#8221;wistia_embed&#8221; <!-- [et_pb_line_break_holder] -->  width=&#8221;100%&#8221; <!-- [et_pb_line_break_holder] -->  height=&#8221;600&#8243;><!-- [et_pb_line_break_holder] --><\/iframe><!-- [et_pb_line_break_holder] --><script src=\"https:\/\/fast.wistia.net\/assets\/external\/E-v1.js\" async><\/script><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<style><!-- [et_pb_line_break_holder] -->  body { <!-- [et_pb_line_break_holder] -->    margin: 0; <!-- [et_pb_line_break_holder] -->    background: #fff; } <!-- [et_pb_line_break_holder] -->  iframe { <!-- [et_pb_line_break_holder] -->    width: 100%; <!-- [et_pb_line_break_holder] -->    height: 600px; <!-- [et_pb_line_break_holder] -->    border: 3px solid #003f72; <!-- [et_pb_line_break_holder] -->    border-radius: 10px; <!-- [et_pb_line_break_holder] -->    display: block; <!-- [et_pb_line_break_holder] -->    margin: 0; <!-- [et_pb_line_break_holder] -->    padding: 0; <!-- [et_pb_line_break_holder] -->    overflow: hidden; } <!-- [et_pb_line_break_holder] --><\/style>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;||50px||false|false&#8221; custom_padding=&#8221;2px|40px|2px|40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding_last_edited=&#8221;off|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Flexible Spending Accounts&#8221; content_max_width=&#8221;1100px&#8221; admin_label=&#8221;Flexible Spending Accounts&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;|600||on|||||&#8221; header_text_color=&#8221;#003f72&#8243; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: left;\"><span>Flexible spending accounts allow you to put aside money through payroll deductions before federal taxes are withheld from your paycheck to pay for qualified expenses as defined by the IRS. There are two types of FSAs: Health Care and Dependent Care.<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;||50px||false|false&#8221; custom_padding=&#8221;2px|40px|2px|40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_toggle title=&#8221;Health Care FSA&#8221; icon_color=&#8221;gcid-primary-color&#8221; open_icon_color=&#8221;gcid-heading-color&#8221; admin_label=&#8221;Health Care FSA&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; border_radii=&#8221;on|15px|15px|15px|15px&#8221; border_width_all=&#8221;3px&#8221; border_color_all=&#8221;#003f72&#8243; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22icon_color%22%93,%22gcid-heading-color%22:%91%22open_icon_color%22%93}&#8221;]<\/p>\n<p style=\"text-align: left;\"><span>Over-the-Counter items are now eligible under a health care FSA without restriction. In addition, you can use these funds to pay for eligible expenses that are not traditionally covered by a medical, dental or vision plan. These may include co-payments, co-insurance, deductibles, or certain vision, hearing, or orthodontic costs. In accordance with Health Care Reform, you can include expenses for your children up through the age of 26 (who will not reach the age of 27 by the end of the tax year) in addition to your spouse and any adult tax eligible dependents.<\/span><\/p>\n<p style=\"text-align: left;\"><span>Please note, if you enroll in the BlueSolutions HDHP with a Health Savings Account, you will not be eligible for a Health Care Flexible Spending Account, per IRS guidelines. If you have a HC FSA balance greater than $0 as of 12\/31\/25 and elect the BlueSolutions HDHP, you will not be eligible to contribute to your Health Savings Account until the end of the HC FSA grace period (3\/31\/26). As of 4\/1\/26, you will be eligible to contribute to the Health Savings Account. The maximum contribution is set each year by the IRS.<br \/><\/span><\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_toggle title=&#8221;Dependent Care FSA&#8221; icon_color=&#8221;gcid-primary-color&#8221; open_icon_color=&#8221;gcid-heading-color&#8221; admin_label=&#8221;Dependent Care FSA&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; border_radii=&#8221;on|15px|15px|15px|15px&#8221; border_width_all=&#8221;3px&#8221; border_color_all=&#8221;#003f72&#8243; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22icon_color%22,%22icon_color%22%93,%22gcid-heading-color%22:%91%22open_icon_color%22,%22open_icon_color%22%93}&#8221;]<\/p>\n<p style=\"text-align: left;\"><span>Eligible reimbursable expenses allowing gainful employment:<\/span><\/p>\n<ol>\n<li style=\"text-align: left;\">Care of dependents (as defined for federal income tax purposes)<\/li>\n<li style=\"text-align: left;\">Children less than 13 years old<\/li>\n<li style=\"text-align: left;\">Individuals with different physical or mental abilities<\/li>\n<li style=\"text-align: left;\">Dependent care center and daycare providers<\/li>\n<li style=\"text-align: left;\">Before and after school care and summer camp programs<\/li>\n<\/ol>\n<p style=\"text-align: left;\"><span>For more information contact Sentinel at <strong><a href=\"tel:888-762-6088\" target=\"_blank\" rel=\"noopener\">888-762-6088<\/a><\/strong> or visit <\/span><strong><a href=\"http:\/\/www.sentinelgroup.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.sentinelgroup.com<\/a>. <\/strong><\/p>\n<p style=\"text-align: left;\"><span>Please review the Benefit Guide found on the Welcome page for additional plan information.<\/span><br \/><span><strong><\/strong><\/span><\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; 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text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><a href=\"https:\/\/thebenefitsfair.com\/sch\/wp-content\/uploads\/sites\/22\/2025\/09\/FSA-Participant-Guide-Sentinel-Benefits.pdf\" rel=\"attachment noopener wp-att-309\" target=\"_blank\">Sentinel Group FlexChoice FSA Participant Guide<\/a><\/strong><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;20px|10px|10px|10px|false|true&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; border_width_all=&#8221;3px&#8221; border_color_all=&#8221;#003f72&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Sentinel Group Flyers&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe092;||divi||400&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;|600||on|||||&#8221; header_text_color=&#8221;#003f72&#8243; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><a href=\"https:\/\/thebenefitsfair.com\/sch\/wp-content\/uploads\/sites\/22\/2025\/09\/Mobile-App-Wex-Sentinel-Benefits.pdf\" rel=\"attachment noopener wp-att-312\" target=\"_blank\">FSA Mobile App<\/a><\/strong><\/p>\n<p><strong><a href=\"https:\/\/thebenefitsfair.com\/sch\/wp-content\/uploads\/sites\/22\/2025\/09\/FSA_Eligible_Items.pdf\" rel=\"attachment noopener wp-att-311\" target=\"_blank\">Health Care FSA Eligible Expenses<\/a><\/strong><\/p>\n<p><strong><a href=\"https:\/\/thebenefitsfair.com\/sch\/wp-content\/uploads\/sites\/22\/2025\/09\/HW-Healthcare-FSA.pdf\" rel=\"attachment noopener wp-att-310\" target=\"_blank\">How to Use Your Health Care FSA<\/a><\/strong><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;20px|10px|10px|10px|false|true&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; border_width_all=&#8221;3px&#8221; border_color_all=&#8221;#003f72&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Contact Sentinel Group&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf590;||fa||900&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;|600||on|||||&#8221; header_text_color=&#8221;#003f72&#8243; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"p1\" style=\"text-align: center;\"><strong><a href=\"tel:888-762-6088\" target=\"_blank\" rel=\"noopener\">888-762-6088<\/a><\/strong><\/p>\n<p style=\"text-align: center;\"><strong><a href=\"https:\/\/www.sentinelgroup.com\/\" target=\"_blank\" rel=\"noopener\">sentinelgroup.com<\/a><\/strong><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; 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make_equal=&#8221;on&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;2560px&#8221; custom_padding=&#8221;40px|40px|50px|40px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<iframe <!-- [et_pb_line_break_holder] -->  src=&#8221;https:\/\/fast.wistia.net\/embed\/iframe\/ijy2dx60h5&#8243; <!-- [et_pb_line_break_holder] -->  allowfullscreen <!-- [et_pb_line_break_holder] -->  frameborder=&#8221;0&#8243; <!-- [et_pb_line_break_holder] -->  scrolling=&#8221;no&#8221; <!-- [et_pb_line_break_holder] -->  class=&#8221;wistia_embed&#8221; <!-- [et_pb_line_break_holder] -->  name=&#8221;wistia_embed&#8221; <!-- [et_pb_line_break_holder] -->  width=&#8221;100%&#8221; <!-- [et_pb_line_break_holder] -->  height=&#8221;600&#8243;><!-- [et_pb_line_break_holder] --><\/iframe><!-- [et_pb_line_break_holder] --><script src=\"https:\/\/fast.wistia.net\/assets\/external\/E-v1.js\" async><\/script><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<style><!-- [et_pb_line_break_holder] -->  body { <!-- [et_pb_line_break_holder] -->    margin: 0; <!-- [et_pb_line_break_holder] -->    background: #fff; } <!-- [et_pb_line_break_holder] -->  iframe { <!-- [et_pb_line_break_holder] -->    width: 100%; <!-- [et_pb_line_break_holder] -->    height: 600px; <!-- [et_pb_line_break_holder] -->    border: 3px solid #003f72; <!-- [et_pb_line_break_holder] -->    border-radius: 10px; <!-- [et_pb_line_break_holder] -->    display: block; <!-- [et_pb_line_break_holder] -->    margin: 0; <!-- [et_pb_line_break_holder] -->    padding: 0; <!-- [et_pb_line_break_holder] -->    overflow: hidden; } <!-- [et_pb_line_break_holder] --><\/style>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;||50px||false|false&#8221; custom_padding=&#8221;2px|40px|2px|40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;20px|10px|10px|10px|false|true&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; border_width_all=&#8221;3px&#8221; border_color_all=&#8221;#003f72&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Flexible Spending Accounts&#8221; content_max_width=&#8221;1100px&#8221; admin_label=&#8221;Flexible Spending Accounts&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;|600||on|||||&#8221; header_text_color=&#8221;#003f72&#8243; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: left;\"><span>Flexible spending accounts allow you to put aside money through payroll deductions before federal taxes are withheld from your paycheck to pay for qualified expenses as defined by the IRS. There are two types of FSAs: Health Care and Dependent Care.<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;||50px||false|false&#8221; custom_padding=&#8221;2px|40px|2px|40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;20px|10px|10px|10px|false|true&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; border_width_all=&#8221;3px&#8221; border_color_all=&#8221;#003f72&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Health Care FSA&#8221; content_max_width=&#8221;1100px&#8221; admin_label=&#8221;Health Care FSA&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;|600||on|||||&#8221; header_text_color=&#8221;#003f72&#8243; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: left;\"><span>OTC\u2019s are now eligible under a health care FSA without restriction. In addition, you can use these funds to pay for eligible expenses that are not traditionally covered by a medical, dental or vision plan. These may include co-payments, co-insurance, deductibles, or certain vision, hearing, or orthodontic costs. In accordance with Health Care Reform, you can include expenses for your children up through the age of 26 (who will not reach the age of 27 by the end of the tax year) in addition to your spouse and any adult tax eligible dependents.<\/span><\/p>\n<p style=\"text-align: left;\"><span>Please note, if you enroll in the BlueSolutions HDHP with a Health Savings Account, you will not be eligible for a Health Care Flexible Spending Account, per IRS guidelines. If you have a HC FSA balance greater than $0 as of 12\/31\/25 and elect the BlueSolutions HDHP, you will not be eligible to contribute to your Health Savings Account until the end of the HC FSA grace period (3\/31\/26). As of 4\/1\/26, you will be eligible to contribute to the Health Savings Account. The maximum contribution is set each year by the IRS.<br \/><\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;20px|10px|10px|10px|false|true&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; border_width_all=&#8221;3px&#8221; border_color_all=&#8221;#003f72&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Dependent Care FSA&#8221; content_max_width=&#8221;1100px&#8221; admin_label=&#8221;Dependent Care FSA&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;|600||on|||||&#8221; header_text_color=&#8221;#003f72&#8243; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: left;\"><span>Eligible reimbursable expenses allowing gainful employment:<\/span><\/p>\n<ol>\n<li style=\"text-align: left;\">Care of dependents (as defined for federal income tax purposes)<\/li>\n<li style=\"text-align: left;\">Children less than 13 years old<\/li>\n<li style=\"text-align: left;\">Individuals with different physical or mental abilities<\/li>\n<li style=\"text-align: left;\">Dependent care center and daycare providers<\/li>\n<li style=\"text-align: left;\">Before and after school care and summer camp programs<\/li>\n<\/ol>\n<p style=\"text-align: left;\"><span>For more information contact Sentinel at <strong><a href=\"tel:888-762-6088\" target=\"_blank\" rel=\"noopener\">888-762-6088<\/a><\/strong> or visit <\/span><strong><a href=\"http:\/\/www.sentinelgroup.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.sentinelgroup.com<\/a>. <\/strong><\/p>\n<p style=\"text-align: left;\"><span>Please review the Benefit Guide found on the Welcome page for additional plan information.<\/span><br \/><span><strong><\/strong><\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; 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text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><a href=\"https:\/\/thebenefitsfair.com\/sch\/wp-content\/uploads\/sites\/22\/2025\/09\/FSA-Participant-Guide-Sentinel-Benefits.pdf\" rel=\"attachment noopener wp-att-309\" target=\"_blank\">Sentinel Group FlexChoice FSA Participant Guide<\/a><\/strong><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;20px|10px|10px|10px|false|true&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; border_width_all=&#8221;3px&#8221; border_color_all=&#8221;#003f72&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Sentinel Group Flyers&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe092;||divi||400&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;|600||on|||||&#8221; header_text_color=&#8221;#003f72&#8243; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><a href=\"https:\/\/thebenefitsfair.com\/sch\/wp-content\/uploads\/sites\/22\/2025\/09\/Mobile-App-Wex-Sentinel-Benefits.pdf\" rel=\"attachment noopener wp-att-312\" target=\"_blank\">FSA Mobile App<\/a><\/strong><\/p>\n<p><strong><a href=\"https:\/\/thebenefitsfair.com\/sch\/wp-content\/uploads\/sites\/22\/2025\/09\/FSA_Eligible_Items.pdf\" rel=\"attachment noopener wp-att-311\" target=\"_blank\">Health Care FSA Eligible Expenses<\/a><\/strong><\/p>\n<p><strong><a href=\"https:\/\/thebenefitsfair.com\/sch\/wp-content\/uploads\/sites\/22\/2025\/09\/HW-Healthcare-FSA.pdf\" rel=\"attachment noopener wp-att-310\" target=\"_blank\">How to Use Your Health Care FSA<\/a><\/strong><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; 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button_border_radius=&#8221;10px&#8221; custom_margin=&#8221;12%||10%||false|false&#8221; custom_css_main_element=&#8221;width: 100%;||text-align: center;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Flexible Spending AccountsFlexible spending accounts allow you to put aside money through payroll deductions before federal taxes are withheld from your paycheck to pay for qualified expenses as defined by the IRS. There are two types of FSAs: Health Care and Dependent Care.Over-the-Counter items are now eligible under a health care FSA without restriction. In addition, you can use these funds to pay for eligible expenses that are not traditionally covered by a medical, dental or vision plan. These may include co-payments, co-insurance, deductibles, or certain vision, hearing, or orthodontic costs. In accordance with Health Care Reform, you can include expenses for your children up through the age of 26 (who will not reach the age of 27 by the end of the tax year) in addition to your spouse and any adult tax eligible dependents. Please note, if you enroll in the BlueSolutions HDHP with a Health Savings Account, you will not be eligible for a Health Care Flexible Spending Account, per IRS guidelines. If you have a HC FSA balance greater than $0 as of 12\/31\/25 and elect the BlueSolutions HDHP, you will not be eligible to contribute to your Health Savings Account until the end of the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-152","page","type-page","status-publish","hentry"],"featured_image_src":null,"featured_image_src_square":null,"_links":{"self":[{"href":"https:\/\/thebenefitsfair.com\/sch\/wp-json\/wp\/v2\/pages\/152","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thebenefitsfair.com\/sch\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/thebenefitsfair.com\/sch\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/thebenefitsfair.com\/sch\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thebenefitsfair.com\/sch\/wp-json\/wp\/v2\/comments?post=152"}],"version-history":[{"count":0,"href":"https:\/\/thebenefitsfair.com\/sch\/wp-json\/wp\/v2\/pages\/152\/revisions"}],"wp:attachment":[{"href":"https:\/\/thebenefitsfair.com\/sch\/wp-json\/wp\/v2\/media?parent=152"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}